One small accident – one big lawsuit. Take that worry away. Call us at (281) 449-0111.

 

Contractor General Liability InsuranceWe can quote you the best rates on Contractor General Liability in Houston, Dallas, San Antonio, Ft Worth and Austin. If you live in Aldine TX and New Caney, TX, Humble TX, Spring TX, Tomball TX, Kingwood TX and The Woodlands TX, you just might be our neighbor. If you’re in the area, stop in to see us!

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If you’re a contractor in Texas, we understand you might only need general liability insurance – not a full Business Owners Policy (BOP). For instance, you may not own any buildings that require property insurance. But you are still exposed to liability risks.

If your business is involved in construction, liability insurance is one of the most important types of insurance that you can carry. Construction liability insurance protects you and your business from Bodily Injury and Property Damage that you or your employees cause. It will also protect you for Products and Completed Operations (if purchased).

An example of this would be a case where a plumber installs new copper piping during a bathroom remodel project. The job is now finished but two months later a leak starts in one of the fittings the plumber did and the bathroom floods causing damage. The resulting damage would be covered but your work (repairing the copper pipe) would not.

All General Liability policies are not the same. You may have a “prior works” exclusion. You may have an exclusion for tract homes or multi-family construction. Your policy might not cover your subcontractors. Do you know if you have these exclusions? If you don’t know – don’t worry. Call us, and we’ll review your coverages with you. (281) 449-0111.