Business Owners Policy

You worked hard to build your business. Your policy should work just as hard to protect it.

We recommend a Business Owner's Policy (BOP) for most small businesses.

It's a very affordable way to cover a broad range of coverage needs. A BOP is a policy designed specifically for small to mid-sized businesses. The policy combines both property and liability insurance:

Property Coverage

Property insurance coverage is designed to cover your business's physical structure and its contents such as office equipment, furniture, and computers. It can also cover Business Interruption if, because of a covered loss, you are not able to conduct business as usual.

Liability Coverage

Covers your business against claims and related expenses resulting from allegations of negligence.

Are you a small business with sales up to $5,000,000 and fewer than 50 employees? If so, we have a perfectly tailored policy for you. Call us at (281) 449-0111.

Armstrong Insurance specializes in quotes for Business Owners Policies (BOP) in Houston, Dallas, San Antonio, Ft Worth, and Austin.

Preferred Businesses:

  • Retail Operations
  • Artisan Contractors
  • Office Risks

We also love to insure:

  • Beauty & hair Salons
  • Department Stores
  • Furniture Stores
  • Coffee Shops
  • Office Buildings
  • Medical Offices
  • Law Offices
  • Real Estate Offices
  • and many, many more small businesses!

Do you know if your policy covers these? Guess what? Ours does!

  1. Accounts Receivable
  2. Additional Debris Removal
  3. Appurtenant Structures
  4. Bail Bonds
  5. Business Income from Dependent Properties
  6. Business Income Ordinary Payroll 60 days following loss
  7. Computer Fraud
  8. Computer Interruption
  9. Crisis Containment
  10. Electronic Data
  11. Employee Dishonesty
  12. Fire Department Service Charge
  13. Fire Extinguisher Recharge
  14. Forgery or Alteration
  15. Fungi, Dry Rot and Bacteria
  16. Increased Cost of Construction
  17. Interruption of Computer Operations
  18. Lock and Key Replacement
  19. Lost Wages
  20. Money and Securities off premises
  21. Money orders and Counterfeit Money
  22. Newly Acquired Property
  23. Outdoor Property
  24. Outdoor Signs
  25. Personal Effects
  26. Personal Property off premises
  27. Pollution Clean
  28. Valuable Papers
  29. Water Back Up

(Of course some limits & restrictions apply. See actual policy for specific coverage & exclusions.)

You might be our neighbor if you live in Aldine, New Caney, Humble, Spring, Tomball, Kingwood, or The Woodlands, TX . Stop in to see us!

Request a Business Owner Policy (BOP) Quote

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